The idea behind a payday loan is that it gives you the money to help you get through to your next paycheck, hence the name. The amounts are usually small since they are repaid within a single installment. It does not need security or collateral therefore it is subject to a higher rate of interest than secured loans.
At AP Credit, we offer various packages for different income earners. Our services are available to all citizens and permanent residents of Singapore, as well as expat and foreigners on work permit. Our aim is to help people who are facing small constraints that make them unable to meet immediate minor expenses until their next salary comes in to take over.
If you have pressing needs that cannot wait for you to get to month end, then you will find our payday loan packages expedient. However if larger amounts than can be paid in a single installment or two are required, we offer personal loan packages for that. Whatever your needs may be, you can trust us not to turn you away, we are able to make minor alterations to our loans packages in order to ensure that you have a solution that you are also comfortable with.
Through our team of qualified financial personnel, you will be attended to on your own merit – we do not make generalizations for customers since every person’s circumstance is different. Moreover, apart from bespoke service, you can trust us to expedite the loans process as long as you have all the required documents on hand when we meet you at our office.
Our process has also been digitized therefore you can start by simply visiting our online application page and filling in the form. Within a few hours, one of our customer relations officers will be in touch to advise you on how to proceed and you’ll be invited to our office to complete the loan process. At our office, upon signing the loan agreement by both parties, you will receive the cash you need on the spot.
If you have any further concerns that you need to let us know about, you can always be in touch with your dedicated loan officer who will handle your account until the loan period is over, you will be advised on what to do and how to proceed regarding the issues you have raised. Our services are available for everyone provided they can show income proof. Contact us today and let us help you with your needs.